Privacy Policy
Expertadviceapp.com is committed to sharing financial information in an accessible manner for all users. No prior registration is required to explore the site’s content, providing a straightforward and intuitive experience.
In the digital world of expertadviceapp.com, user privacy is an unwavering priority, shaped by exceptional transparency regarding data handling. Our Privacy Policy is meticulously crafted, strictly adhering to international and national data protection regulations.
We recommend that you read this Privacy Policy carefully, in conjunction with the General Terms and Conditions of Use of expertadviceapp.com.
expertadviceapp.com will never request any payment for the release of financial products, such as credit cards, financing, or loans.
If you encounter any request of this nature in our name, please inform us immediately through the link:
Although we strive to keep all information up to date, it is important to note that discrepancies may occur compared to the websites of financial institutions.
For those with which we do not have a partnership, we cannot guarantee the accuracy and timeliness of the information. We always recommend carefully reading the terms of use and acquisition terms of the selected financial institutions.
Scope of the Privacy Policy
Our Privacy Policy covers the responsible and secure handling of personal information collected when you access and use the services offered by expertadviceapp.com.
This scope includes, but is not limited to, data provided during website browsing, content interaction, participation in promotions, and eventual registration to receive information or use specific features.
Consent
The use of services offered by expertadviceapp.com automatically implies full acceptance of this Privacy Agreement.
If the user partially or wholly disagrees with the terms and conditions set out in this Privacy Policy, it is recommended to refrain from accessing and/or using the content provided by expertadviceapp.com.
By accessing the site, the User expresses full awareness and unrestricted agreement to the handling of their data, as stipulated in this Privacy Policy and the General Terms and Conditions of Use.
I. Information We Collect
All information collected will be used to improve your experience on our website. We will only collect data strictly necessary to provide our service in the best possible way, tailoring recommendations to each User’s unique profile.
A. INFORMATION COLLECTED DIRECTLY
In the process of improving your experience on expertadviceapp.com, we may request information directly from you.
This information may include, but is not limited to, name, email address, contact details, and other relevant information necessary to offer personalized services.
Such information is provided voluntarily, and we ensure it will be handled with the utmost confidentiality.
B. INFORMATION COLLECTED AUTOMATICALLY
In addition to the information provided directly, expertadviceapp.com may also collect data automatically during your interaction with the site.
This automatic information does not personally identify users and is essential for optimizing our services, ensuring a more efficient and tailored experience.
1. Types of Information
Automatically collected data may include, but is not limited to:
- IP address
- Browser type
- Pages visited
- Time spent on pages
- Other usage metrics
We use standard technologies, such as cookies and server logs, to enhance site functionality, personalize content, and collect aggregate information about user behavior.
2. Cookies
expertadviceapp.com uses cookies and IP (Internet Protocol) identification information to improve the User’s browsing experience, ensuring data security, protection, and authenticity.
In partnership with Google, a third-party provider, we employ cookies, such as DART, to display personalized ads based on the user’s visits to other websites on the Internet.
Users can opt to disable the DART cookie by visiting Google’s content and ad network privacy policy.
It is important to note that Users have control over cookie acceptance and can adjust this setting in their browser at any time.
However, disabling browsing cookies may affect some functionalities of expertadviceapp.com. We are committed to offering options and transparency to ensure a personalized and secure online experience.
3. Web Beacons
expertadviceapp.com uses technologies such as web beacons to improve the quality of your online experience, collecting information in a non-intrusive manner and respecting user privacy.
Web beacons, also known as clear gifs, pixel tags, or web bugs, are small invisible graphics embedded in web pages and emails.
They help analyze site performance, allowing us to understand how users interact with content, which pages are most visited, and how to optimize navigation.
C. INFORMATION FROM EXTERNAL SOURCES
We explore ways to enhance your digital experience by offering links to external resources we consider useful.
It is essential to note that the terms and conditions, as well as the Privacy Policy established by us, do not extend to these external sites.
We advise users to review the individual privacy policies of each linked site to ensure a comprehensive understanding of their specific practices and procedures.
1. Our Advertising Partners
We receive a small compensation through advertisements on our site and partnerships when a user requests a recommended product.
Our publications are based on detailed evaluations, combining quantitative and qualitative analyses of each product.
Due to the amount of information on our site, we cannot guarantee the complete quality and timeliness of the information, prioritizing data from our partners.
Additionally, we include third-party advertisements on our site to support operational costs. Some advertisers, such as Google through Google AdSense and Ad Exchange, may collect personal information, such as IP address and geographic location, to improve the relevance of displayed ads.
2. Partner Privacy Policy
expertadviceapp.com provides links to other websites, which we believe contain interesting content and relevant information for the User. However, expertadviceapp.com is not responsible for the information collected or used by these sites.
For example, if you click on a link to a financial institution’s website, the financial institution will be responsible for the information it collects about you.
expertadviceapp.com exercises no control over third-party sites and, therefore, cannot guarantee the privacy or security of information you provide to these sites.
If you have any questions about the privacy or security of information you provided to a third-party site, contact the site directly.
II. How We Use Your Information
expertadviceapp.com collects and uses personal data to improve your experience and provide the best products and services. Personal data is collected and used for, among others:
- Identifying and authenticating users: necessary to ensure correct user access to expertadviceapp.com services and products.
- Providing services and products: expertadviceapp.com uses personal data to offer personalized services and products tailored to each user’s needs and preferences.
- Customizing content and offers: expertadviceapp.com uses personal data to provide content and offers based on user interests.
- Improving systems, products, and services: expertadviceapp.com uses personal data to enhance its systems, products, and services based on user feedback.
- Resolving issues and queries: expertadviceapp.com uses personal data to promptly resolve user issues and queries.
Users have control over their information at any time by contacting expertadviceapp.com.
III. How Your Information Is Shared
expertadviceapp.com reiterates its commitment not to sell user information or personal data.
However, to provide a more personalized experience, we may share such information with partner companies.
This sharing aims to suggest products and services aligned with users’ profiles and needs, in addition to providing requested products and/or services.
Additionally, expertadviceapp.com reserves the right to cooperate with judicial authorities or government agencies, sharing identifiable personal data in the following circumstances:
- a) establishing or exercising its legal rights;
- b) protecting its property;
- c) when deemed necessary to assist or cooperate in protecting its Users, collaborators, administrators, or anyone harmed by action or omission.
This commitment reinforces our dedication to the security and integrity of our users and stakeholders.
IV. Commitment to Protecting Your Information
expertadviceapp.com’s commitment to user security is constant, evolving with technical and regulatory advancements.
We adopt measures such as encrypted communications, access control, and secure software development practices to prevent unauthorized access, use, alteration, disclosure, or destruction of data.
User information is stored in secure databases that are internationally recognized. This commitment reinforces trust in a secure environment for financial information.
V. Exercising Your Rights
1. Your Rights
User rights in the context of an online service like expertadviceapp.com include:
- Access to Personal Information: The right to request and obtain access to collected personal information.
- Data Rectification: The right to correct or update inaccurate or outdated personal information.
- Data Deletion (Right to Be Forgotten): The right to request the deletion of personal information, subject to certain exceptions and legal obligations.
- Data Portability: The right to receive a copy of personal data in a structured, commonly used, and machine-readable format.
- Processing Restriction: The right to request data processing restriction under certain circumstances.
- Objection to Processing: The right to object to data processing in specific situations, such as direct marketing.
- Automated Decisions and Profiling: The right not to be subject to automated decisions, including profiling, that produce legal or significant effects.
- Consent and Withdrawal: The right to give and withdraw consent for data processing at any time when consent is the legal basis for processing.
- Privacy-Related Rights: Specific rights related to privacy, such as the right to be informed about how data is used and with whom it is shared.
2. Information Retention Policy
expertadviceapp.com retains user data for as long as necessary to provide effective services. In certain cases, retention may be indefinite, aligned with expertadviceapp.com’s legitimate interests.
Users may request data deletion through our contact form at the link:
Otherwise, data may be retained indefinitely, respecting the practices defined in this privacy policy.
VII. General Data Protection Law (LGPD)
The General Data Protection Law (LGPD) is a Brazilian law aimed at protecting the privacy and security of citizens’ personal data.
expertadviceapp.com fully complies with LGPD provisions, committing to handle user data transparently, securely, and in accordance with legal standards.
VIII. Parental Notices
expertadviceapp.com is committed to protecting the privacy of children and adolescents under 18 years old and does not process their personal data without prior authorization from parents or legal guardians.
If, inadvertently, we collect and process personal data of children and adolescents under 18 without the express authorization of parents or legal guardians, we commit to immediately delete all collected data.
If a user becomes aware that we have inadvertently processed data from a child, please contact us immediately through:
IX. Policy Review
We reserve the right to periodically enhance this privacy policy, always aiming to improve transparency and security for our users.
All modifications will take effect immediately upon publication on the site, without requiring prior consent.
In the event of substantial changes, we commit to notifying you, ensuring complete clarity about what information we collect, how we use it, and under what specific circumstances we share it.
Your continued understanding and trust are essential, and we recommend revisiting this policy regularly to stay informed about any updates.
X. Our Contact Information
Thank you for trusting expertadviceapp.com. If you have any questions, suggestions, or concerns regarding our privacy policy, please contact us through the following channel: